DIRECT LENDER

MULTIFAMILY
Property Financing

REFINANCE. PURCHASE. GROW. CASH-OUT.

Qualify for 5-8 units MULTIFAMILY property mortgage based upon current or anticipated RENTAL INCOME and FICO score. NO personal financials, NO tax returns needed!

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(866) 803-2853 APPLY NOW
No appointments necessary
Mortgage Banker hours 9am-6pm PST

 

MULTIFAMILY MORTGAGES

As a direct lender financial institution we make all credit decisions and exceptions in house, providing flexible qualification, fast approval and funding:

    LOAN FEATURES:

  • Loans from $500,000 to $2,000,000
  • Purchase/Refinance up to 75% LTV
  • Max cash-out $1,000,000 up to 70% LTV
  • 15 or 30 year term mortgages
  • ARMs (SOFR 30 A) 5/6 ARM, 7/6 ARM
  • Minimum DSCR 1.0
  • Minimum FICO 660

    BEYOND THE NUMBERS:

  • Direct to investor lending:
    - Flexibility with in-house underwriting
    - Better deals without intermediaries
    - Faster processing and timeley funding
  • Self-employed investors welcome
  • Keep property under LLC - allowed
  • Foreign national borrower - allowed
  • No balloon payments
  • Not a HARD MONEY Loan!

    NO-DOCS LOAN QUALIFICATION:

  • Qualify on property's rental income
  • No personal income verification
  • No tax returns or financials needed
  • No Limit on financed properties
  • No recent foreclosure or bankruptcy
  • First-time investor - not eligible
  • Close mortgage in 7 days (after appraisal)

    ELIGIBLE PROPERTY TYPE:

  • Residential 5 to 8 units
Mortgage Banker: (866) 803-2853 Weekdays 9am-6pm PST

Ask for a FREE formal mortgage pre-approval
letter and shop with confidence!

Get a Quote

 

Refi. Buy. Hold.

Multifamily
Rental Property Financing
Residential multifamily rental 8-Plex, and an office

 
Residential multifamily rental 5 unit property with parking

 

 

 

Ready for a
Better Refinancing
Experience?

It only takes a few minutes
to pre-qualify

 

APPLY ONLINE

 

Quick Response Form

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Cutting Edge Investor Loans

Cash Flow Loans to Build Real Estate Portfolios

Increase your buying power and get quick access to capital. Take advantage of passive income as well as existing equity in a property to create the potential for large long-term payout.

Utilize our investor Multifamily Cash Flow Loans fast funding services for mortgage cash-out refinance, the hybrid of low rates and flexible terms, to seize new investment opportunities.

CALL: (866) 803-2853
 
No appointments necessary
Mortgage Banker hours 9am-6pm PST

DSCR Loan Benefits

Choosing our real estate Investor Cash Flow Loan to purchase 2-8 units rental investment properties will help you build out a portfolio without having to provide detailed income or employment documentation. In addition, because OptionWide is a Direct Lender they are pretty lenient when it comes to making exceptions and in lowering rates by offering customized buy-down options. The FICO minimum is 660.

Another benefit to this program is no-limits on the number of financed properties the borrower has. If you already have mortgages on three, four, or 20 other properties, or you are trying to refinace a 5-8 units residential apartments property, you can still qualify for our Semi-Commercial Cash Flow Loan.

Pre-Qualify Now

 

 

 

 

Loans That Empower Over 115,000 Real Estate Investors

THE OPTIONWIDE ADVANTAGE

 

Use Property Rental Income to Qualify for a
Long-Term Mortgage

The Best Multifamily Property Investment Loan Program with Fast Approval Process, Low‑Rates and Flexible Terms ‑ Guaranteed!

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Hard Money? No!

$500,000 - $2,000,000
Long-Term Fixed Rate Loans

Superior Alternative to Hard Money Loans!

Our Residential 5-8 Units Loan is a superior alternative to Hard Money Loan where for approval lenders use a painful slow process. Among other measures lenders are also interested in your personal debt-to-income ratio. In addition, Hard Money loans are more expensive and you can expect to pay double-digit interest rates and origination fees of several points to get funded.

You should choose our quick funding investor mortgage program over a Jumbo Loan financing that often has higher credit score and added personal income and/or employment documentation requirements.

 

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INVESTOR MORTGAGES
Direct Lender Advantage

Direct Lending - No Intermediaries

OptionWide Financial is a dependable source implementing all required steps for providing investor mortgages. As a Direct Lender we do everything in-house, from examining your credit to handing over the final check.

OptionWide Financial Corporation offers investment property Residential 1-8 Units mortgages in 28 states*. Working with us you'll be able to get bigger loan amount, best available rates and terms. Utilizing fully automated systems and having easily reachable (phone, SMS, or email) Expert Mortgage Bankers who are ready to help with the application process -- you will be delighted with the lower costs, less frustration, and faster funding. Ask for a formal pre-approval letter to empower your bidding on properties with confidence!

Start now to get pre-approved in less than 10 minutes and receive funds in as little as 7 business days.

* List of States: AZ, CA, CO, CT, DC, DE, FL, GA, HI, IN, KY, LA, MA, MD, ME, MO, NE, NH, OK, OR, PA, RI, SC, TN, TX, VA, WA, WI, WV, WY.

Pre Qualify Now

CASH-OUT REFINANCE

Refi. Invest. Grow.

Multiply Your Assets with Multifamily No Docs Loans

Turn Rental Property Equity Into Cash

You can pull equity out of a rental property using a cash-out refinance.

Taking a cash-out refinance to buy an investment property or to make improvements is one of the best ways to put your equity to use.

Find out whether you are eligible for a cash-out refinance and how much money you could pull out. Use our simple loan application process to accelerate your investment real estate portfolio growth.

Key Loan Features
 

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